Send us every invoice the day you send it. We monitor them all for free. If one goes overdue, we step in — under your brand, from your email. Your customers just see a friendly reminder from you. You only pay when we collect.
No credit card. No integrations. Just CC us on your invoices.
CC us on every invoice the day you send it. We monitor for free. Paid on time? We stay out of it. Goes overdue? We step in.
CC or forward invoices to
invoice@overdue.inc
The day you send it. The earlier we know, the lower your fee if the invoice goes overdue.
We extract the details and monitor silently. If it's paid on time, we do nothing — no fee, no noise.
After 30 days overdue, we escalate across channels under your brand until your customer pays.
Every email, every SMS, every call goes out under your brand — your name, your email, your signature. Your customers never hear from a collections agency.
Payment reminders come from your email, with your name on them. Your customers think it's coming from you — because it looks like it is.
Every reminder, every follow-up uses your company name. Your customers see your brand — never ours.
Nobody wants their clients to think they've been sent to collections. With Treasury Collect, they'll never know.
You can send emails yourself. We do what you can't — or won't. Each stage adds new channels that make it progressively harder for your customer to ignore.
A polite nudge under your brand. Most invoices get paid at this stage — they just needed a follow-up.
We add SMS to the mix. Text messages have a 45% response rate vs. 6% for email. Two channels, still under your brand.
Now we call. Not just the contact on file — we reach out to multiple people at the company. Accounts payable, the controller, the office manager. Someone will pick up.
Formal demand letters from our legal team. These carry real weight — your customer knows you're serious. Most payments resolve here before court.
When every other channel has been exhausted, and with your explicit approval, we pursue legal remedies. Court filings, attorney engagement, judgment enforcement.
Monitoring is free. CC us the day you send an invoice and it goes overdue — you pay 2.9%. But if you wait 3 months to tell us, the fee is 5.9%. Send everything early. It costs you nothing until we collect.
Monitoring is free. Stage 1 reminders are free. If an invoice reaches Stage 2 and we recover it, we take 2.9%. Nothing if we don't collect. No contracts, no monthly fees, no hidden costs.
Sign up for free and CC us at invoice@overdue.inc on every invoice you send. That’s it. We monitor everything. Paid on time? We do nothing. Goes overdue? We step in.
No. We collect under your brand — your name, your email, your signature. Your customers just see a friendly payment reminder from you, not a third party. Treasury Collect is completely invisible.
Only when we collect. Stage 1 (friendly reminders, 7-30 days) is always free. If an invoice reaches Stage 2 and we recover the payment, we take 2.9%. Nothing if we don’t collect.
Great — that counts. Once an invoice is paid (whether to us or to you), mark it paid in your dashboard. Our fee only applies if we actually helped collect it.
Email at every stage. SMS from 31 days. Phone calls from 61 days, to multiple people at the company. Formal demand letters at 120 days. Legal action as a last resort with your approval.
We pause immediately and loop you in. FDCPA requires us to verify any disputed debt before continuing — which protects you legally too.
Both. We follow FDCPA for consumer debts, which includes the mini-Miranda disclosure and validation notices. B2B debts get lighter treatment per professional standards.
CC us on your invoices. We do the rest. You only pay when we collect.
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